Dahlhauser Philip

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Map & DirectionsDirections808 Highway 18 WAlgona, IA 50511 Write a ReviewWrite Review

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Categories: Homeowners Insurance, Auto Insurance, Boat & Marine Insurance, Business & Commercial Insurance, Flood Insurance, Health Insurance, Insurance, Liability & Malpractice Insurance, Life Insurance, Renters Insurance, Workers Compensation & Disability Insurance

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Phone: (515) 295-2461

Address: 808 Highway 18 W, Algona, IA 50511

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Dahlhauser Philip

Motor Vehicle

Auto Insurance
Even the safest drivers can end up in an accident. Whether you are at fault or not, you will always want adequate insurance to cover all your bases. Liability car insurance coverage is about more than just repairing your vehicle, and some degree of coverage is mandatory in almost every state. Understanding some of the basics about auto insurance can help you determine which and what coverages suit your particular needs.
Boat Insurance
In addition to insuring your business and professional life, we provide customizable personal insurance products with a broad range of coverage options to meet your individual needs. To help protect you and your family in difficult times, we offer auto, homeowners, renters, personal umbrella, and boat insurance written through our subsidiary, PMC Advantage Insurance Services.

Property

Renters Insurance
Not everyone is a homeowner, and renters have valuable possessions too. Therefore, renters insurance is designed to protect these important assets. It covers lost, damaged, or stolen belongings. Importantly, renters insurance also maintains a liability component, protecting the policyholder against lawsuits in the event someone is injured in your home, even if you don’t own it. A personal liability renters insurance policy can also help provide coverage for alternative living arrangements if your rented location becomes uninhabitable due to an accident or disaster.
Home Insurance
Most homeowners purchase home insurance to fulfill mortgage company requirements. There are so many decisions that must be made when buying a new house that home insurance can be an afterthought. Your home is one of if not your most valuable investments, and it makes sense to have it properly insured. Insurance helps safeguard your home and finances.

Health and Life

Life Insurance
Term life is the simplest form of life insurance. A term life policy, as its name implies, guarantees a set death benefit paid in the event that your death occurs during the term of the policy. Unlike whole life, which accumulates a cash value, there is no value to a term life policy beyond the death benefit. Understanding all the features of a term life policy can help you determine if it’s the right type of life insurance coverage for you and your family.
Health Insurance
Long Term Care

Business

Business Insurance
As a business owner, you face potential liability claims and lawsuits alleging you, your employees, or product caused injury to someone or their property. General liability business insurance is the first line of defense against the most common liability claims, including incidents that occur on your premises or product liability for items you sell. A policy from Pharmacists Mutual includes protection for...
Commercial Property Insurance
Commercial Property – Your senior living facility is more than just its reputation. You have physical assets that you must protect. That’s why you need commercial property coverage to protect your buildings, business equipment, and other personal property.
Workers Compensation Insurance
When employee injuries occur while working, a workers compensation policy provides you with the coverage and benefits needed and mandated by state law. When you purchase a Workers Compensation policy through Pharmacists Mutual, you can count on our policy to be offered at a competitive rate, with superior risk management services to help reduce losses.
Commercial Liability Insurance
As a business owner, you face potential liability claims and lawsuits alleging you, your employee or product caused injury to someone or their property. Commercial liability coverage is the first line of defense against the most common liability claims, including incidents that occur on your premises, or even product liability for items you sell.
Professional Liability Insurance
Did you know that the monetary value of malpractice claims against dentists is on the rise? A single lawsuit could cripple you financially and tarnish your reputation and future. At Pharmacists Mutual Insurance Company, we understand the risk involved in dental practice and are committed to providing you with the coverage you need when you need it most. Our professional liability policy is tailored specifically for you, to safeguard the investment you have made in your career.

Personal

Liability Insurance
: An umbrella insurance policy is essentially extra coverage that extends beyond the limits of other existing policies, thus umbrella coverage is sometimes referred to as “excess liability insurance.” It is an extra layer of security for people at risk of legal action or damages in at-fault accidents. Umbrella policies can also help mitigate libel, vandalism, slander, and invasion of privacy.

Natural Disaster

Flood Insurance
Flood insurance is available to property owners, including homeowners, condominium owners, and renters in communities participating in the National Flood Insurance Program. Flood insurance usually has a 30-day wait for the coverage to be effective unless it is required for a loan. Plan ahead so you are not without coverage if a disaster happens in your area.

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