Central States Agency

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Insurance, Annuities & Retirement Insurance Plans, Auto Insurance

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138 Years

in Business

(515) 885-2649Call Visit WebsiteVisit Website Map & DirectionsDirections107 W Ramsey StBancroft, IA 50517 Write a ReviewWrite Review

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Central States Agency

Auto Insurance
All of the insurance companies we represent provide a wide range of auto insurance products at a competitive price. If you qualify for discounts, such as multi-car or multi-driver, or choose to write your home coverage with the same company to earn a multi-policy discount, your premium may be lower. When applying for auto Insurance in Buffalo Center, IA, or Bancroft, IA, you're usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage. We can help you understand what these terms mean and assist in helping you choose insurance solutions to meet your requirements.

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Places Near Bancroft with Insurance

Burt (11 miles)
Ledyard (12 miles)
Lone Rock (12 miles)
Swea City (13 miles)
Lakota (14 miles)

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Phone: (515) 885-2649

Address: 107 W Ramsey St, Bancroft, IA 50517

Website: http://www.centralstatesagency.com

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Central States Agency

Auto Insurance
All of the insurance companies we represent provide a wide range of auto insurance products at a competitive price. If you qualify for discounts, such as multi-car or multi-driver, or choose to write your home coverage with the same company to earn a multi-policy discount, your premium may be lower. When applying for auto Insurance in Buffalo Center, IA, or Bancroft, IA, you're usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage. We can help you understand what these terms mean and assist in helping you choose insurance solutions to meet your requirements.
Motorcycle Insurance
So give us a call today and we can help you find the coverage that meets your needs. We can service your motorcycle insurance needs in Buffalo Center, Iowa including the Algona, Forest City, Lake Mills, Swea City, and Thompson areas.
Boat Insurance
RV Insurance
Contact us to find out more about recreational vehicle insurance in Buffalo Center and Bancroft, IA, including the Algona, Forest City, Lake Mills, Swea City, and Thompson areas.
Mobile Home Insurance
ATV Insurance
Inland Marine Insurance
A form of Inland Marine Insurance designed to cover loss to the property of a merchant, wholesaler, or manufacturer including: property of others in the Insured's care, custody, or control, property on consignment, and property sold but not delivered. Common block policies are jeweler's block and furrier's block policies.
Truck Insurance
Commercial Auto Insurance insures your vehicles for physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto policy. This type of business insurance covers a variety of vehicles and is also referred to as commercial car insurance, truck insurance, or fleet insurance. Our agents at Central States Agency, LLC will help you find the best coverage you need for your business.
Jet Ski Insurance
Our team of licensed agents can assist you in finding solutions to address your boat or jet ski insurance coverage requirements at a price that fits your budget. Some additional discounts and coverages may include...
Aircraft Insurance

Renters Insurance
You may wonder why you should purchase renter's insurance. With rental properties, particularly apartments, there are many potential risks - including fire, theft, and vandalism. Renter's insurance, in many cases, is very affordable. At Central States Agency, we can provide you with helpful information and support so you can quickly and easily select a policy that meets your requirements.
Home Insurance
Home insurance floaters - also called an inland marine policy - are commonly purchased for jewelry. Under your basic homeowner’s insurance policy, you have very limited coverage for jewlery and other high value items like antiques, electronic equipment, and medical devices. A jewelry floater provides a higher dollar amount of coverage that protects against financial loss from the damage or theft of valuable jewelry.
Condo Insurance
Let our agents explain how a condo insurance policy provides coverage for valuables, appliances, property, and the interior of the condo.

Health and Life

Life Insurance
A benefit in addition to the face amount of a Life Insurance Policy, payable if the Insured dies as the result of an accident. Sometimes referred to as double indemnity.
Health Insurance
Medical Payments coverage pays medical expenses (up to a specified dollar limit) for you and passengers of your car who are injured in an automobile accident, no matter who is at fault. If you and your passengers have health Insurance, you may not need this coverage.
Disability Insurance
Status of a covered person under the Old-age, Survivors, and Disability Insurance (OASDI) program who has at least six quarters of coverage out of the last thirteen quarters, ending with the quarter of death, disability, or entitlement to retirement benefits.
Long Term Care
In the event of a medical situation, Long Term Care Insurance can provide financial assistance for in-home care, an assistant-living residence, or a nursing home. This product is becoming more popular as the population ages and we find that we need additional services for ourselves or for our parents. Long Term Care plans are very flexible and how they can be set up: you can pick and choose what you want covered, and the duration of level of benefits.
Dental Insurance
Persons organized under special state laws to provide hospital, medical, or dental insurance on a nonprofit basis. The laws exempt them from certain types of taxes.

Business Insurance
Business, Commercial, General Liability, Work Comp and Business Insurance Services in Buffalo Center & Bancroft Iowa - Central States Agency, LLC
Commercial Property Insurance
Commercial Property insurance covers the building that your business owns or rents. A Iowa commercial property insurance policy can also cover equipment, computers, tools, and furniture. We work with many companies so we can help you find the coverage that meets your needs.
Workers Compensation Insurance
At Central States Agency, LLC, we write insurance coverage for farms and ag properties of all types and sizes. A farm policy will protect your farm or ag property for losses to your home or dwelling, farm property, and liability risks. If your farm is a business, as well, you may want to consider other additional coverages like loss of income, workers compensation, and commercial auto.
Commercial Liability Insurance
Commercial Liability Policy drafted by the Insurance Services Office containing two coverage forms-an occurrence form and a claims-made form.
Builders Risk Insurance
A builders risk policy protects builders and contractors from losses to property, as well as financially, in the event of an incident. Losses may occur to the property or structure, but may also include the materials used on the job site. Builders risk policies can help protect you in the event of a fire, wind, or theft. You may also opt to have additional coverage in the event of losses due to project penalties or unexpected costs, like taxes.

Annuities
A type of group annuity providing for the purchase each year of a paid-up deferred annuity for each member of the group, the total amount received by the member at retirement being the sum of these deferred annuities.
Liability Insurance
Umbrella insurance is there to protect you if you are liable for something big. Similar to an umbrella, it is there to fill in coverage gaps that you may have from your other insurance policies.
Jewelry Insurance
There could also be other coverages that you may want to consider in addition to your basic homeowners policy. These may include personal umbrella, auto, recreational vehicle, or jewelry insurance.

Natural Disaster

Flood Insurance
Insurance sold by private insurers with rates subsidized by the federal government to persons who reside in flood zones and whose community joins the program and agrees to establish and enforce flood control and land-use measures.

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