Cotton States - Ray Jaco

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Insurance, Annuities & Retirement Insurance Plans, Auto Insurance

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Map & DirectionsDirections101 Highway 20Summertown, TN 38483 Write a ReviewWrite Review

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Cotton States Insurance

Cotton States Ray Jaco Agency

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Insurance, Annuities & Retirement Insurance Plans, Auto Insurance, Boat & Marine Insurance, Business & Commercial Insurance, Flood Insurance, Health Insurance, Homeowners Insurance, Liability & Malpractice Insurance, Life Insurance, Motorcycle Insurance, Property & Casualty Insurance, Recreational Vehicle Insurance, Renters Insurance, Workers Compensation & Disability Insurance

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Phone: (931) 964-2320

Address: 101 Highway 20, Summertown, TN 38483

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Cotton States - Ray Jaco

Auto Insurance
Protection for your RV can fall under your home or auto insurance, based on the type of vehicle you own and how you use it.
Motorcycle Insurance
Motorcycle insurance policies issued by COUNTRY Mutual Insurance Company®, COUNTRY Preferred Insurance Company® and COUNTRY Casualty Insurance Company®, Bloomington, IL.
Boat Insurance
Our home insurance automatically provides coverage for your boat up to $1,500. If your boat is worth more, you can buy additional boat insurance through your home policy.
RV Insurance
Inland Marine Insurance

Renters Insurance
This is our most popular renters insurance coverage that covers your stuff for specific risks. Specific coverages will be listed in your policy for things like...
Home Insurance
Do you have a small farm but don’t make your living off farming? COUNTRY Financial® is one of the few companies to offer Country Estate insurance coverage – special farm protection available on your home insurance policy.
Condo Insurance
Condo insurance is generally provided by two sources – the condo unit owner (you) and the condominium association. Confusing, right?
Landlord Insurance
If you own rental property, you don't need to insure your tenants’ personal things. But you're responsible for your building(s) and their permanent features, like walls, floors and cabinets. Our Home Protector landlord insurance has you covered.

Health and Life

Life Insurance
Medicare doesn’t pay for all health care services and supplies. Medicare supplement insurance from COUNTRY Life Insurance Company® can help you with some of your out-of-pocket costs.
Health Insurance
Withdrawing money before age 59 1/2 will result in a 10% penalty. There are some exceptions to this rule, though. The money can be withdrawn penalty-free for: disability, certain medical bills, first home purchase ($10,000 lifetime limit), health insurance premiums during unemployment of 12 weeks or more, qualifying educational expenses or distributions to your beneficiaries because of your death.

Business Insurance
As a business owner, you bring expertise, focus and commitment to help your business succeed. You need custom insurance to protect all you have worked to achieve. We guide you through your business insurance needs so you can focus on your customers.
Workers Compensation Insurance
Workers compensation is necessary for most employers. This insurance includes the following coverage for employees in your care if they’re injured on the job: medical expenses, disability income, and death and rehabilitation benefits.
Commercial Liability Insurance
Business umbrella coverage provides you with liability protection above and beyond what your commercial policy includes. You can choose limits up to $5 million or more.

Annuities
You’ll make one lump sum payment to purchase your annuity, and you can choose how frequently to receive payouts from it. Unlike deferred annuities, immediate annuities don't offer an accumulation stage.
Liability Insurance
Umbrella insurance can be purchased to give you extra coverage up to $1 million or more if you'd like liability insurance above what your auto policy provides.
Pet Insurance
Your pet is an important part of the family, so give them the care they deserve. Pet insurance is a great way to help provide needed care in case of illness or injury.

Natural Disaster

Flood Insurance
3 Flood insurance policies are offered through CC Services, Inc., from various third-party carriers not affiliated with COUNTRY Financial®, in accordance with the National Flood Insurance Program. The issuing carrier is responsible for all claims determination as well as claims paying ability. For more information about CC Services, Inc., read the License and Name Information in our full Terms & Conditions.

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