Disability Insurance Service Inc

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(480) 889-8980Call Visit WebsiteVisit Website Map & DirectionsDirections10840 E Rising Sun DrScottsdale, AZ 85262 Write a ReviewWrite Review

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Phone: (619) 284-8444

Neighborhoods

Desert Mountain, Encellia

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Disability Insurance Svc

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http://www.diservices.com

https://www.diservices.com

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Insurance, Auto Insurance, Health Insurance, Homeowners Insurance, Life Insurance, Long Term Care Insurance, Workers Compensation & Disability Insurance

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Phone: (480) 889-8980

Address: 10840 E Rising Sun Dr, Scottsdale, AZ 85262

Website: http://www.diservices.com

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Disability Insurance Service Inc

Auto Insurance
Individual disability insurance replaces a portion of the policyholder’s regular income during an eligible period of disability. Some people have a higher risk of experiencing a disability and, as a result, may need to pay higher premiums or receive more limited coverage. This is similar to what happens with other insurance products. For example, when you buy car insurance, the insurer uses your driving history (along with other factors) to determine rates.

Home Insurance
The Odds of Loss Method – Your prospects might object to the cost of disability insurance because they think they’ll never need it. With that attitude, any premium seems like too much. The reality, however, is that disability can affect anyone. Use the odds of loss handout to compare the protection offered by disability insurance to the protection offered by other common policies, like auto and homeowners insurance. This is a great way to show your prospects why disability insurance is a good deal. Learn more about the odds of loss strategy.

Health and Life

Life Insurance
According to the Life Insurance Marketing and Research Association (LIMRA), 54% of all people in the U.S. are covered by life insurance. Compare that to LIMRA’s estimate that only 14% have disability coverage other than the basic benefits available through Social Security.
Health Insurance
In the U.S., most people have health insurance, whether it’s job-based coverage, a policy they purchased on their own, or a public program like Medicare. According to the U.S. Census Bureau, 91.4% of people had health insurance in 2020.
Disability Insurance
Why settle for anything less than the best disability insurance? You work hard to build your career and create a future, but a disability could derail these plans. Disability insurance can help you stay on track to meet your financial goals. Since there are many options for coverage, it makes sense to compare the best disability insurance policies from the best disability insurance companies.
Long Term Care
November is Long-term Care Awareness Month, and it’s the perfect time to talk to clients about the growing need for long-term care insurance. However, many agents are unaware of the requirements involved in selling this product. Before November rolls around, make sure you’re ready to sell long-term care insurance.

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