Applied Benefits Inc

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Employee Benefits Insurance, Insurance

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13 Years

in Business

(650) 342-6250Visit WebsiteMap & Directions306 6th AveSan Mateo, CA 94401 Write a Review

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Applied Benefits Inc

Health and Life

Disability Insurance
3. What is the difference between Social Security Disability (SSDI) and SSI Disability? Social Security Disability (SSDI) and Supplemental Security Income disability programs are both administered by the Social Security Administration. For most people, the medical requirements are the same and the person’s disability is determined by the same process. The major difference is that, while both programs require proof of disability, SSDI entitlement is based on past work experience and SSI is based on financial need. Social Security Disability Insurance (SSDI) is a program financed with Social Security taxes paid by workers, employers and self-employed persons. Disability benefits are payable to disabled workers, disabled widow(er)s, or adults disabled since childhood who are otherwise eligible. Auxiliary benefits may be payable to a worker’s dependents. The monthly disability benefit payment is based on the Social Security earnings of the insured worker on whose Social Security number the disability claim is filed. After 24 months of SSDI entitlement, you are also entitled to Medicare health coverage. Supplemental Security Income (SSI) disability is a welfare-type program financed through general tax revenues. SSI disability benefits are payable to adults or children who are disabled, subject to income, resource and living arrangement requirements. No dependent benefits are paid with SSI. The monthly amount of SSI payments is different in every state and can vary by the person’s income and resources. You can be eligible for SSI even if you have never worked, or paid taxes under FICA. Generally, however, to be eligible for SSI payments you need to be a U.S. citizen or meet certain requirements for non-citizens. If you receive SSI, you are entitled to Medicaid.

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