Comprehensive Coverage - In automobile insurance, a broad physical damage coverage which covers all property losses except collision and those perils or property which are specifically excluded. Comprehensive Coverage covers such items as theft, vandalism, and storm damage.
Inland Marine Insurance
Inland Marine Insurance - A form of insurance originally designed as an extension of marine coverage to insure transportation of goods over land. Today, it covers, in addition to goods in transit, a variety of portable property.
Disability Insurance - Line of insurance which includes coverages that are designed to protect the insured against a loss of income resulting form injury or sickness.
Workers Compensation Insurance - Insurance which covers an employer_s obligations under Workers Compensation laws, and which makes the employer responsible for stated damages in the event of a work-related injury or illness. Workers Compensation coverage also includes separate coverage for Employers Liability.
Professional Liability Insurance
Errors and Omissions - A Professional Liability coverage which protects the insured against liability for committing an error or omission in performance of professional duties. An insurance agent would carry such coverage.
Flood Insurance - Insurance designed to reimburse property owners for loss due to flood or to flood related erosion. Administered through the Federal Insurance Administration, but marketed though independent agents.
Earthquake Insurance
Allied Lines - Property coverages which are closely associated with and frequently sold with fire insurance such as Dwelling insurance or Earthquake insurance.