Founded in 1983, Hays Insurance Agenices, LLC, is a leader in providing quality protection for hundreds of individuals, families, and businesses throughout our state. At Hays Insurance Agencies, LLC, we are continuously working to provide the individual coverage you require. We take pride in our business and strive to be relationship specialists. We encourage you to contact us with any questions or concerns.
Property Insurance, Liability Insurance, Auto Insurance, Health Insurance, Agricultural Insurance, Motorcycle Insurance, Business Insurance, Group Plans, Life Insurance.
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Yes, everyone needs car insurance – it’s the law after all! But why not get the absolute best auto policy quote you can get? And why be stuck with a boring insurance company?
Motorcycle Insurance
Whether you need auto insurance, motorcycle insurance or truck insurance, Hays Insurance can help you get the best rates in the Ada, Kenton, Alger, McGuffey, Forest, Lima, Celina, St Mary’s, Rockford, Coldwater, and Van Wert areas!
Let Hays Insurance Agencies, LLC, do the legwork of comparing rates and carriers for your homeowners and renters insurance policies. Whether it’s your primary home, seasonal home on Indian Lake or Grand Lake St Mary’s, or your college student’s first time renting Hays Insurance Agencies, LLC, has a company or policy to cover every need.
Home Insurance
Homeowners insurance is meant to protect you in the event of a disaster. If your home is hit by theft, fire, flood, or other catastrophic event, homeowners’ insurance helps cover the loss of your belongings.
Many financial experts consider life insurance to be the cornerstone of sound financial planning. It is generally a cost-effective way to provide for your loved ones after you are gone. It can be an important tool in the following ways...
Health Insurance
Consider life insurance so that your loved ones have the money to offset burial costs, credit card debts and medical expenses not covered by health insurance. In addition, life insurance can be used to pay off the mortgage, supplement \retirement savings and help pay college tuition.
Disability Insurance
A BOP doesn’t include workers compensation, health or disability insurance. If you have employees, you’ll need separate policies for these coverages.
Insurance companies selling business insurance offer policies that combine protection from all major property and liability risks in one package. (They also sell coverages separately.) One package purchased by small and mid-sized businesses is the business owners policy (BOP). Package policies are created for businesses that generally face the same kind and degree of risk. Larger companies might purchase a commercial package policy or customize their policies to meet the special risks they face.
Workers Compensation Insurance
Professional Liability Insurance
Professionals that operate their own businesses need professional liability insurance in addition to an in-home business or business owners policy. This protects them against financial losses from lawsuits filed against them by their clients.