Robert Karbocus Agency

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(518) 786-2257Call Visit WebsiteVisit Website Map & DirectionsDirections950 New Loudon RdLatham, NY 12110 Write a ReviewWrite Review

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AKA: Karbocus Robert Agency
Other Link: https://hmsagency.com
Categories: Insurance, Auto Insurance, Boat & Marine Insurance, Business & Commercial Insurance, Flood Insurance, Health Insurance, Homeowners Insurance, Liability & Malpractice Insurance, Life Insurance, Long Term Care Insurance, Travel Insurance, Workers Compensation & Disability Insurance

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Phone: (518) 786-2257

Address: 950 New Loudon Rd, Latham, NY 12110

Website: https://hmsagency.com

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Robert Karbocus Agency

Auto Insurance
A personal umbrella policy is designed to increase your liability protection. This policy provides additional liability insurance over other personal insurance policies (Auto insurance, Homeowners insurance, Boat insurance, etc.). This allows you to purchase higher limits of liability than your... Read On
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Health and Life

Life Insurance
Stephen has over 20 years of insurance experience. He graduated from St. Bonaventure University with a bachelor’s degree in business administration and holds licenses for property, casualty and life insurance. He is also a Certified Insurance Counselor (CIC). In his spare time, Stephen is actively involved in the Clifton Park community, where he coaches his children in basketball. He is an avid Red Sox and Patriots fan, and he enjoys golfing, skiing and spending time with his family. 518-690-0360 Ext. 112
Health Insurance
Æ 's section of Coverage without Boundaries ® ! We know that the reasons to travel abroad are many and varied ñ that¥s why our products are too. Our full-service approach to providing international medical insurance products includes servicing vacationers, those working or living abroad for short or extended periods, people traveling frequently between countries, and those who maintain multiple countries of residence. To meet all of these needs, we have developed a comprehensive range of major medical, life, dental and disability products that can be tailored to meet your needs.
Disability Insurance
Long Term Care

Business Insurance
Workers Compensation Insurance
Professional Liability Insurance

Liability Insurance
Travel Insurance
Patriot Exchange Program is designed to meet the U.S. visa travel insurance requirements for a individuals and groups of five or more students studying abroad or participating in a cultural exchange program, including J1 and J2 visa holders. Coverage may be purchased for spouses and unmarried dependent children traveling with the student/participant. Individuals and groups have the option to select from different plan options - $50,000, $100,000, $250,000, and $500,000 maximum per illness/Injury. The $50,000 maximum per Illness/Injury option does not comply with J1 and J2 visa requirements.
Pet Insurance

Natural Disaster

Flood Insurance
Most homeowner’s policy specifically excludes coverage for flood damage. You can purchase a separate flood insurance policy that will cover damage to your home and belongings in the case of a flood.

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