Merry, Michael

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Other Link: https://www.weswansonagency.com
Categories: Insurance, Annuities & Retirement Insurance Plans, Auto Insurance, Boat & Marine Insurance, Business & Commercial Insurance, Dental Insurance, Flood Insurance, Health Insurance, Homeowners Insurance, Liability & Malpractice Insurance, Life Insurance, Long Term Care Insurance, Motorcycle Insurance, Property & Casualty Insurance, Recreational Vehicle Insurance, Renters Insurance, Travel Insurance, Workers Compensation & Disability Insurance

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Phone: (814) 837-8277

Address: 31 Fraley St, Kane, PA 16735

Website: https://www.weswansonagency.com

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Merry, Michael

Auto Insurance
Auto or car insurance coverage has two parts. The first is the liability section of the policy. It covers your financial responsibility for injuring others. Some liability coverage is required by most states.
Motorcycle Insurance
Motorcycle insurance is a way of sharing the risks of riding between you and your insurance company. The way it works is simple. You pay a set premium to an insurance company for coverage. In return, the company promises to pay for specific financial losses that might occur during the term of the policy.
Boat Insurance
Boat policies can cover damage to your boat, motor, trailer, and personal effects in the boat. Available coverage includes liability, medical payments, injury to a water skier and damage to the boat itself, sometimes called hull coverage. Availability varies by state and by insurance company. Even though boat insurance premiums are low, shopping your rate can sometimes save a substantial amount.
RV Insurance
ATV Insurance

Renters Insurance
If you live in a rented house or an apartment, renters insurance provides important coverage for both you and your possessions.
Home Insurance
If you have tangible assets, you need the protection of a homeowners insurance policy. These policies cover you in a home or an apartment, whether you are an owner or a renter. A well-written homeowners policy will pay to replace any of your personal property that is destroyed in a fire or other disaster. The policy will also be your first line of defense against a lawsuit from someone injured at your home.
Condo Insurance
W.E. Swanson Agency, Inc. offers free, comparative quotes on condo insurance from multiple insurance carriers so you can get the best possible rate.

Health and Life

Life Insurance
Group life insurance is an integral part of most employee benefits packages. When provided by an employer, employees appreciate the value of life coverage and the additional security it provides to their families.
Health Insurance
W.E. Swanson Agency, Inc. offers a complete line of insurance and group benefits for employers ranging from group health insurance to life and FSAs.
Disability Insurance
Individual Disability Income Protection is a must for a business owner, and highly recommended for executives. If you are a business owner, you should consider purchasing both group and individual policies, if possible. As an executive, you should be sure to obtain group coverage if it is available. Only forty three percent of large companies provide group long term disability insurance.
Long Term Care
Did you know… over 40% of people receiving long term care services are under the age of 65? This is one of the reasons why long term care insurance has become a frequently requested employee benefit. Employer-based long term care insurance is an essential part of a comprehensive benefits package.
Dental Insurance
Individual Dental Insurance is available to individuals and families that are not covered on group dental insurance. For people without dental insurance, cost often stands in the way of getting the care they need to maintain the health of their teeth and gums. Even for routine preventive care, a trip to the dentist’s office could mean a substantial amount of money out of your pocket.
Vision Insurance
A Group Vision Insurance plan is especially attractive for employers because it is inexpensive to offer, yet it’s another employee favorite. This is a separate plan that provides coverage for eye exams and/or for frames, lenses and contact lenses.

Business Insurance
As a business owner, you have enough on your mind without having to worry about your insurance needs. You want to have the confidence that the business you’ve built is covered by a company that understands your business insurance needs.
Commercial Property Insurance
Commercial property insurance is a special type of insurance that covers the company building as well as the contents owned by the company. “Property” can include a variety of types: lost income or business interruption, buildings, computers, money, and valuable papers.
Workers Compensation Insurance
Commercial Liability Insurance
If you own a business, you probably own some form of general liability insurance to protect you in the event of a lawsuit due to negligence on your part. However, there may be situations where the limits of your general policy may not provide adequate protection. A commercial umbrella can provide you and your business with additional liability protection.
Professional Liability Insurance
Professional liability insurance, also sometimes referred to as Errors and Omissions insurance or E&O, protects businesses or individuals in the event that a customer holds your company or business owner responsible for a service that was provided, or failed to be provided, and did not have the expected or intended results.
Builders Risk Insurance

Annuities
Liability Insurance
Normally, it is difficult for businesses or general contractors to work without general insurance. General liability insurance is intended to guard operators and owners of companies from claims that may come from a broad spectrum of sources. These exposures could be just about anything, including liability engendered by accidents from the operations of the insured party, contractual liability, products manufactured by the insured party, etc.
Travel Insurance
Pet Insurance
Pets bring great joy to a family, but they can also be very expensive to care for. Pet insurance gives you the peace of mind that, in the event that your pet becomes sick or injured, your expenses will be covered. As technology has improved in recent years, so has the overall quality of veterinary care. However, these improvements have resulted in higher costs and tougher decisions for pet owners.

Natural Disaster

Flood Insurance
The Federal Emergency Management Agency’s (FEMA) maps are important when it comes to flood insurance because if they show that your home sits in a 100-year flood plain, you must buy federal flood insurance in order to get a mortgage. If you live outside a high-risk zone, or if you no longer have a mortgage, flood insurance is optional.
Earthquake Insurance

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