Our mission is simple - Guidepost Financial Planning provides timely, objective advice for people from all walks of life. We assist you on your journey of discovering and realizing your goals. Through the advantages of professional, Fee-Only planning, we seek to empower our clients to make the best financial decisions possible. With knowledge, advice and planning we?ll guide you on your path to a brighter financial future!
Most people need financial advice at some point in their lives. With Guidepost Financial Planning - you don?t have to ?go it alone.? Whether you are just starting out on your financial journey, building wealth for the future, or seeking to enjoy and preserve the assets you have already accumulated, we can help you along your path.
We focus on your goals and work with all the areas of your financial life: tax planning, savings and investment strategies, insurance, estate planning, retirement planning, budgeting and more to create a financial plan that changes as your circumstance change. Instead of just telling you what to do, we work together with you, providing you with easy-to-understand recommendations and we help you implement them every step of the way.
Income Tax
First we focus on your goals, objectives, priorities and values. For instance, the reduction of current and future income taxes may be an immediate goal, funding a quality education for your children and/or grandchildren may be an intermediate goal and enjoying a secure financial future in your retirement years is likely to be one of your most important long-term goals. Another great goal in life for some people is creating wealth and/or leaving a legacy for your chosen beneficiaries or charities. You may already be on the road to meeting these objectives and simply need a new strategy, professional insight, or a fine-tuning of your plan. Are you just starting out or somewhere in between? Whatever your unique situation may be, everyone needs a periodic assessment of where they are on the road to meeting their financial goals. That’s why we do an in-depth review of you current financial situation.Next, you will need to know how you can go about achieving (or continue working toward) your financial goals. By focusing on cash flow, investments, taxes, pensions and retirement plans, estate planning, insurance issues, savings opportunities and other general financial matters, we design a customized financial plan for you. Finally, to achieve the intended results, you must implement and monitor your plan.
Financial planning fees are determined on a project basis. The total fee for a financial plan will vary from client to client based on the specific needs and complexity of your situation. An estimate is provided at the end of the no-charge, no-obligation initial meeting when your personal needs are fully identified. Once your financial plan is complete, you can do the implementation yourself (with as-needed guidance from us) or you can utilize our investment management services for the investment portion of your plan.
Mutual Funds
The important thing to remember is that no one can predict the future. It is the difference of opinion that makes a market. Investment and economic “experts,” provided with the same information, often come to different conclusions. We do not suggest that we, or that any of the money or mutual fund managers that we recommend, will make the correct decision every time. We do believe, however, that studying the historic trends and relationships of investment classes and the philosophies and approaches of successful investment managers can provide valuable insight.
Thank you for reviewing our website! The next step is to get together and discuss your situation in more depth. Naturally, this get-acquainted meeting is without charge or obligation. It will give you an opportunity to evaluate Guidepost Financial Planning firsthand. To set up an appointment, just call us at 970.419
Retirement Planning
The concept of retirement planning is pretty straightforward: generate sufficient income to support your desired lifestyle. It’s implementing a plan to achieve this goal that gets tricky. Some of the many questions that we can help you answer include...
Annuities
We provide advice for all types of securities, including mutual funds, stocks, bonds, bank deposits, variable and fixed annuities. We also provide advice on mortgages, budgeting and cash flow issues, 401(k), 403(b) and other retirement programs, stock options, life and disability insurance, etc.If it has to do with money and finances, we can provide counseling, guidance and/or resources for you. Clients are encouraged to contact us when they have a major life event, such as a new job, a baby, a marriage or divorce, or if they are planning to buy a new home or start their own business.We also encourage our clients to contact us with more common everyday questions, such as...
Asset Management
Hourly fees are based on the time involved in meeting with you in person or over the phone, researching and analyzing your current situation and providing specific recommendations and implementation assistance (if appropriate).Retainer or asset management fees are based on a percentage of the assets under management.