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Reverse Mortgages
A Reverse Mortgage allows homeowners that are 62 or older to access the equity in their homes without having to make a monthly mortgage payment. This can allow you to continue to live in your home and the funds can be used to supplement retirement income, payoff an existing mortgage, fund living expenses and home repairs. It allows borrowers to take a lump sum at closing, establish a line of credit or receive a monthly distribution. Reverse Mortgages are federally insured Home Equity Conversion Mortgages(HECM) through HUD. A Reverse Mortgage can be an excellent financial tool during retirement.

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