Bill Sims Insurance

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Insurance, Auto Insurance, Boat & Marine Insurance

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(706) 335-2808Call Visit WebsiteVisit Website Map & DirectionsDirections25 S Broad Street ExtCommerce, GA 30529 Write a ReviewWrite Review

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Mon - Sat:	7:00 am - 8:00 pm

Bill Sims Insurance

Auto Insurance
Unlike an everyday type of car, a classic automobile is also an asset. Depending on the type of car and condition, your car could be appreciating in value, just like other collectibles. Classic car insurance takes this into account, protecting its true, market-driven value. In fact, whether you only drive it on special occasions or take it to classic car shows all over Georgia, there's an insurance policy that can be customized to your personal needs.

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More Types of Insurance Services in Commerce

Insurance Adjusters Auto Insurance Life Insurance Health Insurance Homeowners Insurance Actuaries

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Fax: (706) 335-2810

AKA

Sims, Bill, AGT

Mercury Insurance - Bill Sims Insurance

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https://www.hbiainsurance.com/contact-us.html

Categories

Insurance, Auto Insurance, Boat & Marine Insurance, Business & Commercial Insurance, Flood Insurance, Health Insurance, Homeowners Insurance, Liability & Malpractice Insurance, Life Insurance, Motorcycle Insurance, Renters Insurance, Workers Compensation & Disability Insurance

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Phone: (706) 335-2808

Address: 25 S Broad Street Ext, Commerce, GA 30529

Website: https://www.hbiainsurance.com/contact-us.html

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Bill Sims Insurance

Auto Insurance
Unlike an everyday type of car, a classic automobile is also an asset. Depending on the type of car and condition, your car could be appreciating in value, just like other collectibles. Classic car insurance takes this into account, protecting its true, market-driven value. In fact, whether you only drive it on special occasions or take it to classic car shows all over Georgia, there's an insurance policy that can be customized to your personal needs.
Motorcycle Insurance
It is necessary as a motorcycle owner to also have insurance. In the case of an accident, your motorcycle insurance will protect your financial security. This is especially true if the crash causes severe damage or injury. Insurance may seem like an investment up front, but it's something that should not be ignored.
Boat Insurance
Although you may not need boat or personal watercraft insurance in the state of Georgia, having coverage will not only protect your watercraft but you and your riders as well. With a range of discounts available for adding boat or personal watercraft insurance, at Hyman Brown Insurance Agency Inc. we can get you the coverage you need at a price you can afford.

Renters Insurance
There are different coverage options to fit your specific needs. We can insure your belongings for their current value with an Actual Cash Value plan, or Replacement Cost coverage will help you buy brand new things. Renters insurance doesn’t only protect your belongings. It also helps pay the cost of a temporary residence in a ‘loss of use’ situation. Stop by our Georgia office today, and our agents can discuss what is right for you.
Home Insurance
Although not required by the state, your mortgage issuer may require you to pay for homeowner's insurance while your home is being paid off. Buying homeowner's insurance isn't a wasted expense, though, and could be something that saves you a lot of money in the long run. Your insurance policy can give you a peace of mind about some matters such as unforeseen fires, natural disasters, robberies, vandalism, and the like. You will find that having a policy in place will allow you to go to work and carry out your day without worrying about what will happen to your house when you are gone. The insurance policy will give you something back for the money that you lose in destroyed property and such.

Health and Life

Life Insurance
Getting life insurance coverage in Georgia is a wise thing to do as you will be protecting your family. Life insurance provides you with financial security which can help your beneficially after you are gone. With this, your family can pay hospital bills, funeral cost or if you had a mortgage or rent debt this will be of great use to them. Also, your kids are not left hopeless as there are funds to pay for their tuition fee and other expenses when you are no more to support them. Keeping your family protected after death is a paramount thing to do since it would be frustrating to leave them emotionally and financially broken.
Health Insurance
Hyman Brown Insurance Agency, Inc. was founded by Hyman R. Brown of Commerce, Ga. Mr. Brown began his career in the insurance business in 1948 as a life and health insurance producer. Hyman Brown Insurance Agency, Inc. was formed in 1962 and began to conduct business. The agency continued to serve its local community and to produce life and health insurance. Wishing to expand this operation, Hyman Brown Insurance began to offer property and casualty insurance business in its community and the surrounding counties. The agency continued to grow and added several employees and expanded its offices.

Business Insurance
A business insurance policy comes in different forms and covers many needs. Many factors determine the type of coverage you will take, and the amount you will pay for it and one of those factors include the nature of business. Some of the coverage that your business needs include...
Commercial Property Insurance
Whether you own or lease your business property, this property insurance covers damage to buildings, equipment, and inventory caused by fires, storms, theft, or vandalism.
Workers Compensation Insurance
Workers compensation - Your employees require this type of coverage to cover their medical expenses in case of an illness or injuries that happen in the workplace
Professional Liability Insurance
Also known as Errors and Omissions (E&O) insurance, this kind of policy covers claims of negligence, errors, or omissions in professional services provided by your company.

Liability Insurance
Liability insurance - Whenever you have visitors coming to your business premises, you are considered responsible for them. The general liability insurance covers your firm in case an injury occurs to the visitors inside your property. It also covers your legal defense in the event of a lawsuit. Also if your products cause harm or financial loss, you may need liability coverage.

Natural Disaster

Flood Insurance
As in most states, Georgia does not require homeowners' insurance, although lenders do, and homeowners' and condo associations may require insurance. However, the Georgia Office of Insurance and Safety recommends that you insure your home at least 80% of its replacement cost and have liability coverage. Renters' insurance, which covers only possessions and liability, is often required by landlords. Flood insurance is always separate from regular homeowners' insurance - again, Hyman Brown Insurance Agency Inc. can advise on whether you need flood insurance, which depends on local conditions.

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