M Caroline Cantrell & Associates PC

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Bankruptcy Law Attorneys, Attorneys, Bankruptcy Services

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M Caroline Cantrell & Associates PC

Child Support
Chapter 13 is typically used to reorganize debt during a period of three and five years. During the life of the bankruptcy, a monthly payment is made to the bankruptcy trustee who then distributes the funds to the creditors while protecting the debtor from ongoing creditor collection or property seizure. The Chapter 13 plan payment may be used to catch up on delinquent house or car payments. A Chapter 13 action may be used to reduce the loan amount or interest on a car loan, or stop a tax or child support garnishment. Contact us to discuss whether a Chapter 13 fits your situation.

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Cantrell, M C, JD

Cantrell, M C

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http://www.bankruptcyoregon.com/index.php

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Bankruptcy Law Attorneys, Attorneys, Bankruptcy Services, Child Custody Attorneys, Criminal Law Attorneys, Family Law Attorneys, Foreclosure Services, Immigration Law Attorneys, Personal Injury Law Attorneys, Wills, Trusts & Estate Planning Attorneys

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Phone: (503) 266-0383

Address: Canby 97013, Canby, OR 97013

Website: http://www.bankruptcyoregon.com/index.php

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M Caroline Cantrell & Associates PC

Child Support
Chapter 13 is typically used to reorganize debt during a period of three and five years. During the life of the bankruptcy, a monthly payment is made to the bankruptcy trustee who then distributes the funds to the creditors while protecting the debtor from ongoing creditor collection or property seizure. The Chapter 13 plan payment may be used to catch up on delinquent house or car payments. A Chapter 13 action may be used to reduce the loan amount or interest on a car loan, or stop a tax or child support garnishment. Contact us to discuss whether a Chapter 13 fits your situation.
Spousal Support
You cannot file a Chapter 7 case; however, you can file a Chapter 13. A Chapter 13 will stop collection activity by all creditors (including the IRS, Oregon Department of Revenue, and Support Enforcement for past due child and spousal support) and prevent creditors from foreclosing, repossessing, garnishing or attaching your assets. Although you will not receive a discharge of your debts, you will have up to five (5) years to repay your creditors.

Criminal Defense
Traffic Violations
Chapter 7 is also called "straight bankruptcy" or "liquidation bankruptcy." An individual, family or business that is financially struggling, is eligible to file a Chapter 7. Credit cards, medical bills, deficiency balances on repossessed cars are examples of debts discharged in a chapter 7 personal bankruptcy. In some instances back taxes are dischargeable in a Chapter 7 bankruptcy. A Chapter 7 bankruptcy takes about 90 days from start to finish. It is important to remember that some debts are not dischargeable including child support, some taxes, student loans, traffic tickets, restitution and court fines. Contact us to discuss whether Chapter 7 fits your insolvency situation.

Immigration Law

Citizenship and Naturalization
Work Visas
Shareholder in Parker, Butte, & Lane, P.C., Portland, OR. B.A. Reed College (1975) in Political Science; J.D., Golden Gate University School of Law (1978); Law Review Editor. Volunteer with United Farm Workers and Recipient of American Jurisprudence Award in Labor Law. Member of the Washington State Bar since 1978 and the Oregon State Bar since 1980. Admitted to Oregon and Washington state and federal courts and the Ninth Circuit Court of Appeals. Practice focuses on student loans, bankruptcy, and immigration law. Past Chair, Consumer Bankruptcy Sub-committee of the OSB Debtor- Creditor Section (1998-1999); member, editorial board of the OSB Debtor-Creditor Section Newsletter (2003-present); member, Legislation sub-committee of the OSB Debtor-Creditor section; Chair of the Pro Bono Bankruptcy Clinic Sub-Committee (2012-present); Member of the OSB Debtor-Creditor Section Executive Board, (2013-2017), past Debtor-Creditor Section Secretary, Treasurer and Chair (2014-2016). Member of NACBA (National Association of Consumer Bankruptcy Attorneys), NACTT (National Association of Chapter 13 Trustees), and AILA (American Immigration Lawyers Association). Frequent speaker at state, regional and national seminars on student loans and author of numerous articles on student loan issues. Immigration practice includes employment visas for winemakers from around the world, citizenship applications and defense of import violations.

Personal Injury
Laura L. Donaldson joined Jonathan Kuni to form Kuni Donaldson, LLP in 2008. Her primary focus is bankruptcy law, providing compassion and understanding to consumers who need help finding a fresh start from their debt. She also practices personal injury law, helping clients recover for injuries suffered as a result of the negligence of others. In her spare time, Laura enjoys running, biking and weekend trips to the Oregon coast with her family and friends.

Trusts and Estates

Wills

Bankruptcy
Protect co-signers on debt. When someone co-signs a loan and the loan is discharged in a bankruptcy, the cosigner may still have to repay all or part of the debt. A Chapter 13 bankruptcy filing offers some protection for co-signers on consumer debt; however, it does not protect co-signers on business debt.
Foreclosure
Stop foreclosure on your home and allow you an opportunity to catch up on past due payments. It does not, however, automatically eliminate mortgages and other liens on your property without payment;
Debt Collection
Bill collectors must treat you with truth, fairness, dignity, and respect. The Fair Debt Collection Practices Act ("FDCPA") is a federal law that dictates the manner in which bill collectors must behave when dealing with you.

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