Ralph J Galante AGT

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Insurance, Auto Insurance, Business & Commercial Insurance

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11 Years

in Business

Accredited

Business

(617) 864-5587Visit WebsiteMap & Directions1939 Massachusetts AveCambridge, MA 02140 Write a Review

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Hours

Regular Hours

Mon - Fri:	9:00 am - 5:00 pm

Places Near Cambridge with Insurance

Somerville (2 miles)
Medford (3 miles)
Brighton (5 miles)
Malden (6 miles)
Boston (6 miles)
Brookline (6 miles)
Waltham (10 miles)
Woburn (10 miles)
Dorchester (11 miles)
Burlington (14 miles)

More Info

Email

BBB Rating

Extra Phones

Phone: (617) 491-0372

Payment method

financing available, master card, travelers checks, visa

Neighborhood

AKA

Galante, Ralph J Agt

Galante Ralph J

Galante Ralph J Insurance

Other Links

http://insurancecambridgema.com

https://galanteinsurance.com

Categories

Insurance, Auto Insurance, Business & Commercial Insurance, Flood Insurance, Health Insurance, Homeowners Insurance, Life Insurance, Long Term Care Insurance, Workers Compensation & Disability Insurance

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Details

Phone: (617) 864-5587

Address: 1939 Massachusetts Ave, Cambridge, MA 02140

Website: http://insurancecambridgema.com

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Ralph J Galante AGT

Auto Insurance
We take pride in the fact that we can go above and beyond the standard insurance offering and secure you effective vehicle coverage you can truly rely on. Auto insurance in Massachusetts can protect you from loss in the event of an unfortunate accident, which is why it is vital that we help drivers to enroll in a dependable auto coverage program.

Home Insurance
If you own a condo or are going to be purchasing one, you will need a condo insurance policy. Condo insurance, also referred to as an HO-6 policy, is different than homeowners insurance in that you as the condo owner are not responsible for the exterior of your unit because you don’t own that part of the property. You only own the interior and all items within the interior of your condo.
Condo Insurance
If you find yourself in a situation where you cannot live in your condo for an extensive period of time, your condo insurance policy may help you cover some, or all, of the hotel and living expenses you accumulate over this period of time.

Health and Life

Life Insurance
Life insurance is a crucial step in planning for your future and your family’s future. It can give your family freedom from financial burdens they may incur after your death. Additionally, the death benefit is income-tax free and can be used to cover funeral expenses, repay debt, provide education, pay estate taxes or any other expenses.
Health Insurance
Not much, if at all. Major medical insurance and Medicare, as well as Medicare supplements, are designed to pay for hospital, physician, surgical, rehabilitation, outpatient, and treatment expenses. These coverage’s were never designed to pay for long-term care. They cover long-term care when it is at the skilled level (acute care requiring nurses). Medicaid does pay for long-term care at the custodial level. However, to qualify for Medicaid you must have $2,000 or less in assets, not including your home and personal items (this amount could vary by state).
Disability Insurance
Disability Insurance typically provides disability income benefits that begin at the end of a special waiting period and that continue until the earlier of the date when the insured person returns to work, dies, or becomes eligible for pension benefits.
Long Term Care
Long-term care is the type of care you or someone in your family may need if you no longer can take care of yourself. For example, if you needed help getting dressed, eating, or bathing

Business Insurance
Generally, the objective of business is to provide a needed service, and maximize profits while lowering overhead expenses. This means establishing a strategic plan which could account for anticipated, as well as unexpected expenses. Looking out for those “unexpected expenses” is where we can help. We will help you find a sensibly priced business insurance policy to look out for those unpredicted losses, like accidents, legal claims, worker accidental injuries, and more...
Workers Compensation Insurance
How much commercial insurance is excessive? What is too little? State regulations will govern the basic insurance requirements, like workers compensation, unemployment, & disability insurance, etc... We can help cover almost any aspect of your business.

Natural Disaster

Flood Insurance
According to FEMA National Flood Insurance Program, flooding is the most natural disaster in the United States, affecting every region and state. This means, just because you don’t live in a flood zone, does not mean you are not in danger. Even mild flooding that leads to only an inch of water in your home can lead to tens of thousands of dollars in damage.

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