Northeast Underwriters

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Auto Insurance, Business & Commercial Insurance, Flood Insurance

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Mon - Fri:	8:30 am - 5:00 pm
Sat - Sun	Closed

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General Info

At Northeast Underwriters, we get to know you and then build an insurance program around your needs. These personal relationships not only help you save on premiums, but we make sure you, your family and business are protected. We have been in business since 1962.

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BBB Rating

Extra Phones

: (727) 527-9455

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check

AKA

Underwriters Northeast

Frese, Anthony

Mercury Insurance - Northeast Underwriters

Northeast Underwriters Inc Auto

Northeast Underwriters, Inc.

Frese Anthony Frese Anthony

Other Link

http://www.neu-ins.com

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Categories

Auto Insurance, Business & Commercial Insurance, Flood Insurance, Health Insurance, Homeowners Insurance, Insurance, Life Insurance, Motorcycle Insurance, Property & Casualty Insurance, Recreational Vehicle Insurance, Workers Compensation & Disability Insurance

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Phone: (727) 521-4253

Website: http://www.neu-ins.com

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Northeast Underwriters

Auto Insurance
Northeast Underwriters Auto Insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Motorcycle Insurance
Boat Insurance
Florida does not require boaters to carry insurance on their watercraft before taking it out on the water, but it is a wise decision to carry it if there is an accident, or something happens to your boat. Boat and watercraft insurance is a relatively affordable, small addition to your other monthly coverages. With insurance, you can be rest assured that your watercraft is protected from bow to stern.
RV Insurance
Whether you use your recreational vehicle for fun or as a full-time residence—the best RV insurance coverage protects your unique needs. We can quote your RV insurance, in as little as five minutes, we’ll help you build a custom policy that covers your motorhome or travel trailer in almost any situation. Get started now and hit the road with confidence.
Inland Marine Insurance

Renters Insurance
Houseboats – These are usually much larger boats that are designed for slower movement and have full kitchens, bathrooms, bedrooms, and other common areas. Houseboats used as a primary residence cannot be insured on a boat policy, but rather are insured with a Homeowners’ or Renters insurance policy.
Home Insurance
Your home insurance protection presents a total package that goes beyond simple dwelling coverage. This may include coverage types that offer protection against unforeseen, loss legal risk, and more. Home insurance is more than a sum of its parts and understanding those parts can help you get the best whole product. Your NEU agent will help you understand the coverage options and recommend insurance solutions that suit your situation.
Condo Insurance
Condo insurance (also called an HO-6 insurance policy) is like homeowners’ insurance in that it covers your personal property, liability, and some structural elements of your home.

Health and Life

Life Insurance
Term or length of time. This is length of time is typically from 10 and 30 years. Unlike whole life insurance, there’s no cash value to the policy. For this reason, term life insurance is sometimes called “pure life insurance”. It is designed only to provide your beneficiaries a payout if you die during the term.
Health Insurance
A level funded health plan (also known as a partially self-funded plan) is a type of health insurance plan where the employer takes on more of the risk.
Disability Insurance
Disability Insurance – A substantial majority-58%- of working adults believe they are covered by disability insurance, but only one-third of workers nationwide are covered. If your employees are like the rest of us, they probably don’t have much cushion for the unexpected disability. Voluntary short term disability coverage provides a monthly benefit to help replace lost income when an off-the-job injury or sickness prevents an employee from working. A disabling injury or sickness can happen at any time. Voluntary policies can help, by providing a source of income during a period of disability. Disability coverage helps offer peace of mind when an employee is injured or sick and cannot work.
Dental Insurance
Individual health insurance plans often do not provide dental coverage, which makes offering dental insurance coverage a highly attractive employee benefit.
Vision Insurance
Individual health insurance plans often do not provide vision coverage, which makes offering vision insurance coverage a highly attractive employee benefit.

Business Insurance
NEU’s access to nearly all A-rated insurers allows us to bring our clients multiple quotes each year, assuring competitive pricing and optimal coverage. Applying our technical knowledge gained through professional training and decades of experience, we work closely with our clients to provide insurance solutions that best fit each client’s individual needs. NEU Business Insurance specialists take pride in providing competitive rates and superior service to clients throughout the state of Florida and the United States.
Workers Compensation Insurance
An insurance policy that provides coverage for an employer’s two key exposures arising out of injuries sustained by employees. Part One of the policy covers the employer’s statutory liabilities under workers compensation laws, and Part Two of the policy covers liability arising out of employees’ work-related injuries that do not fall under the workers compensation statute. In most states, the standard workers compensation and employers liability policy published by the National Council on Compensation Insurance (NCCI) is the required policy form.
Builders Risk Insurance
A property insurance policy that is designed to cover property in the course of construction. There is no single standard builders risk form; most builders risk policies are written on inland marine (rather than commercial property) forms. Coverage is usually written on an all risks basis and typically applies not only to property at the construction site, but also to property at off-site storage locations and in transit. Builders risk insurance can be written on either a completed value or a reporting form basis; in either case, the estimated completed value of the project is used as the limit of insurance.

Liability Insurance
A policy designed to provide protection against catastrophic losses. It generally is written over various primary liability policies, such as the business auto policy (BAP), commercial general liability (CGL) policy, watercraft and aircraft liability policies, and employers liability coverage. The umbrella policy serves three purposes: it provides excess limits when the limits of underlying liability policies are exhausted by the payment of claims; it drops down and picks up where the underlying policy leaves off when the aggregate limit of the underlying policy in question is exhausted by the payment of claims; and it provides protection against some claims not covered by the underlying policies, subject to the assumption by the named insured of a self-insured retention (SIR).

Natural Disaster

Flood Insurance
While the NFIP is a program funded and backed by the federal government, private flood carriers are independent sectors. These insurers have their own reinsurance programs and do not have to abide by the requirements set by FEMA for policies written through the NFIP. Private insurance companies generate a premium that more accurately reflects the flooding risk unique to each property. This rating structure allows consumers to shop their flood insurance to find the best rate.

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