At Landecker Insurance Services we make it our top priority to assist you in identifying your specific needs, while putting together a personalized coverage plan. We strive to match you with the most comprehensive insurance package that caters to your unique requirements. Our knowledgeable agents are well versed on all aspects of insurance, so no matter where you are located across the state-we’ll have you covered with a dependable policy you can rely on. We welcome you to join our family, and learn about our numerous options for your personal insurance needs.
Landecker Insurance Services has been serving the San Fernando Valley for the past 25 years. We specialize in automobile, homeowners, umbrellas, earthquake, business owners, workers compensation, group and individual health, life coverage.
Auto insurance is expensive, but necessary. What many people don’t know, however, is that there are many ways to save money on your insurance. Trying to find discounts and ways to cut costs on coverage can be frustrating, time-consuming, and confusing. Luckily, we have done the research for you. Below we have compiled several common discounts and strategies to help you save money on car insurance.
This provides coverage for the theft of personal items in your car. However, if you have homeowners or renters insurance, you may be covered for items stolen from the car, minus your deductible. You need to have receipts or other proof of ownership. This type of insurance usually costs about $1.25 per day. Some rental car companies combine personal accident and personal effects coverage together as one type of insurance, while others sell it individually.
Home Insurance
If you own your home, you may not be required to hold home insurance but if you have a mortgage, your lending instruction will most likely require home insurance.
By offering world class protection for your Auto, Home, Business, Health and Life Insurance, we make sure that you're covered today, as well as in the future, so that you can focus on what is important to you and your family. At Landecker Insurance Services our #1 job is to assist you in identifying your needs and problems, while putting together a customized plan that's simple and easy to understand.
Health Insurance
This provides coverage to you and your passengers for medical/ambulance bills. This type of insurance, usually costs about $3 per day, but may be unnecessary if you are covered by health insurance or have adequate medical coverage under your auto policy.
Disability Insurance
A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'll need separate policies for these coverages.
Business Insurance is expensive, but necessary. What many business owners don’t know is that there are many ways to save money on their insurance. Trying to find discounts and ways to cut costs on coverage can be frustrating, time-consuming, and confusing. Luckily, we have done the research for you. We have compiled several common discounts and strategies to help you save money.
Commercial Property Insurance
Workers Compensation Insurance
Bodily Injury by Accident Limit: The most an insurer will pay under Part Two of a Workers' Compensation Policy for claims arising out of any one accident, regardless of how many employee claims arise out of the accident
Professional Liability Insurance
Professionals that operate their own businesses need professional liability insurance in addition to an in-home business or businessowners policy. This protects them against financial losses from lawsuits filed against them by their clients.
Liability limits generally start at about $100,000. However, experts recommend that you purchase at least $300,000 worth of protection. Some people feel more comfortable with even more coverage. You can purchase an umbrella or excess liability policy which provides broader coverage, including claims against you for libel and slander, as well as higher liability limits. Generally, umbrella policies cost between $200 to $350 for $1 million of additional liability protection.
National Flood Insurance Program: A federally funded program established to make flood insurance available to properties located in participating communities National Flood Insurance Program: A federally funded program established to make flood insurance available to properties located in participating communities