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Phone: (972) 484-0733

Address: 2002 Academy Ln Ste 130, Dallas, TX 75234

DUI/DWI
USAA offers some of the lowest auto insurance rates of any company we evaluated. Prices are particularly competitive for young drivers and senior drivers, two age groups that are typically notoriously expensive to insure. Drivers who have a record of a collision, a speeding ticket or a DUI may also see savings with USAA.
Traffic Violations
SR-22 availability: 5 points. After a major traffic violation, some drivers must provide proof that they have the type and amount of coverage required by their state. Proof of coverage is obtained through an SR-22 filing, but not all insurers offer SR-22. Insurance companies that offer SR-22s were awarded points.
Sex Crimes
The ban, which has yet to take effect due to an ongoing legal challenge in the state Supreme Court on a separate 15-week ban, includes exceptions for rape or incest, but requires proof, such as a police report.
Theft
Murder
Hit and Run
Uninsured motorist (UM) insurance covers you and your passengers if you’re injured in an accident caused by an uninsured driver or if you are the victim of a hit-and-run. In some states, uninsured motorist insurance may cover the cost to repair or replace your vehicle if it was damaged in an accident caused by an uninsured driver.

Property Damage
Minimum coverage rates are based on the minimum amount of auto insurance required in each state. Full coverage rates are based on liability coverage of 100/300/100 ($100,000 in bodily injury liability per person, $300,000 per accident and $100,000 in property damage liability), uninsured motorist coverage and collision and comprehensive insurance with a $500 deductible. Source: Quadrant Information Services.

Personal Injury
Personal injury protection (PIP) will cover accident-related medical bills for you, your passengers and family members in your household, regardless of who is at fault for the accident. It can also cover lost wages and the cost of everyday services, like childcare, if an accident leaves you or your passengers unable to complete the task.

Estate Planning
Some RIAs may just provide investment advice. Others draw up a more holistic blueprint for your finances that could include the timing and details of your retirement (do you want to work part-time?), estate planning, debt repayment, insurance and taxes. Many firms take on both roles with the same or multiple adviser representatives.

Tax Law
Many RIAs specialize in one or more services, such as investment advice, retirement planning, budgeting, or tax planning. Others work largely with individuals in certain occupations – such as physicians, dentists or, yes, bass fishermen – or life situations, such as divorced people, Fletcher says.

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