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Water Damage RestorationThe costs of flooding and climate change can be controlled, but to do so requires immediate and decisive action. “Early research on the Intact Climate Change Adaptation Project has indicated that for every $1 invested in adaptation, we realize a $4 to $34 return on investment,” says Blair Feltmate. The suggestion is by spending $1 today, we can save spending in the future anywhere from $4 to $34 dollars in the form of flood-damage restoration. “We need politicians and the public to understand climate change cannot be cheated. We can pay a small amount now and embrace adaptation, or we can spend fantastic amounts in the future to repair damaged infrastructure that will continue to break down until we build within the framework of adaptation.”
Fire Damage RestorationIn the not-too-distant past, property damage due to flooding occurred so infrequently in Canada, there were not enough cases over which insurers could distribute the risk to make coverage affordable. Canada remains to this day the only G8 country without overland flood insurance. “It has only been in the past 15 years or so that overland flooding has become problematic,” says Dr. Blair Feltmate, Intact Chair of Climate Change Adaptation at the University of Waterloo. “Now, the largest payout in claims by the property and casualty insurance sector is due to basement flooding, whereas 15 years ago, and further back, the largest payouts were due to claims related to fire damage. Thus, ‘flood is the new fire’.”
SweepingIn order to create true, sweeping changes in providing basic objects and buildings for the betterment of humanity, we must begin to think about this human necessity as a basic human right. This is not something that families around the world can only wish to have, not something that only the luckiest can hope to realize, but something that everyone should have an opportunity to hold and achieve.
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